Maritime payment access for Europe, LATAM and Africa.
A complete toolkit for maritime payments — FX, stablecoin conversion, multi-currency IBAN access, SEPA and SWIFT settlement, and local payment rails in LATAM and Africa. Each service is delivered by a regulated partner — authorised by the FCA in the UK, the Financial Services Commission in Bulgaria, or Banco de España in the EU — with client funds held in safeguarding accounts at the relevant regulated partner institution. BunkerPay orchestrates; partners deliver the regulated FX, stablecoin conversion, and payment services, all in one environment and dashboard.
For ship owners, ship managers, bunker traders, port agents, shipyards and maritime suppliers. KYC, AML and transaction monitoring conducted by regulated partners.
Maritime payments, properly settled.
The toolkit
FX · competitive partner rates
Stablecoin purchase · USDC, USDT
Stablecoin to fiat conversion
Multi-currency IBAN access
SEPA & SWIFT settlement
Local rails in LATAM
Local rails in Africa
Documentation & safeguarding
The complete toolkit
Maritime payment access. One orchestrated platform.
Each service is provided by a regulated partner — selected for its authorisation in the relevant jurisdiction and asset class. BunkerPay orchestrates; partners deliver the regulated FX, stablecoin conversion, and payment services. Customers experience one platform with consolidated documentation, while the underlying regulated activity is delivered by partners under their own licences. Services compose: a single payment can combine FX, multi-currency IBAN holding, and SEPA settlement under one orchestrated transaction.
SERVICE 01
FX for maritime payments
Competitive EUR, USD, GBP and supported maritime-pair FX, delivered by our regulated FX partners — an FCA-authorised UK partner for sterling and dollar-corridor execution, and a Banco de España-authorised EU partner for EUR-corridor execution and EU-onboarded customers. Drawn from interbank markets rather than retail bank tariffs. Used by Spanish bunker traders converting EUR to USD for international fuel payments and by ship managers quoting voyages in multiple currencies.
EUR · USD · GBPPartner-led FXFCA · Banco de España
SERVICE 02
Stablecoin purchase for maritime treasury
USDC and USDT acquisition for international treasury, delivered by our Bulgarian-FSC-registered Virtual Asset Service Provider partner. Conversion rates confirmed transparently before execution. Used by European maritime companies that need stablecoin balances for payments to international counterparties.
USDC · USDTBulgarian FSC · VASPTreasury layer
SERVICE 03
Stablecoin to fiat conversion
USDC or USDT converted into EUR or USD via our Bulgarian-FSC-registered VASP partner, with the resulting fiat held in a multi-currency IBAN in the customer's name issued by our FCA-authorised UK Payment Institution partner. The most-used composition in the inbound corridor — customers in LATAM or Africa funding maritime payments to Europe from existing stablecoin treasury.
USDC → EUR/USDUSDT → EUR/USDInbound corridor
SERVICE 04
Multi-currency IBAN in your company's name
A dedicated IBAN — your account, your entity, your name on the account — issued by our regulated partner network. UK partner is FCA-authorised; EU partner is Banco de España-authorised. Available in AED, EUR, GBP and USD. Funds held in regulated safeguarding accounts. Recognised by counterparty banks as a standard IBAN, ensuring outbound payments arrive in the format the recipient expects.
Standard fiat settlement to maritime counterparties anywhere in the world, executed by our regulated partners. SEPA for European recipients, SWIFT for global settlement, with full payment tracking via SWIFT GPI when available. Counterparties receive a standard bank transfer in their currency.
SEPA Credit TransferSEPA InstantSWIFT GPI
SERVICE 06
Local payment rails in LATAM
In-country settlement to local maritime counterparties in supported Latin American corridors, executed via partners holding the appropriate local authorisation — for port agents, repair teams, local-currency disbursement accounts and emergency vessel expenses. Reduces the deductions and delays that intermediary banks introduce on traditional correspondent banking routes.
Local currencyPort disbursementEmergency expense
SERVICE 07
Local payment rails in Africa
In-country settlement to maritime counterparties in supported African corridors, executed via partners holding the appropriate local authorisation — covering port agency networks, repair providers, local-currency suppliers and emergency vessel expenses. Documentation produced to the standards institutional finance teams require.
Local currencyPort agencyWest & East Africa
SERVICE 08
Documentation & safeguarding
Client funds held in safeguarding accounts at our regulated partner institutions, separated from operating funds in line with their respective regulatory requirements. Every transaction has audit traceability from funding through counterparty settlement. KYC, transaction reporting, settlement confirmations and audit trail produced through regulated partners and made available to clients on request and through the dashboard.
FCA · UKBanco de España · EUBulgarian FSCAudit traceability
How services compose
A single payment, multiple services.
A maritime payment rarely requires a single service. The strength of BunkerPay is that all eight services — each delivered by the regulated partner authorised for it — compose under one orchestrated transaction, with consolidated documentation produced for the customer's finance team.
Inbound corridor
USDC→vIBAN EUR→SEPA
A West African customer funds with USDC; our VASP partner converts to EUR; our FCA-authorised UK partner holds the funds in the company's multi-currency IBAN; and settlement to a Spanish shipyard runs via SEPA.
Outbound corridor
EUR→FX→SWIFT / Local
A Spanish bunker trader funds in EUR; our FX partner — the FCA-authorised UK partner or the Banco de España-authorised EU partner, depending on the customer's onboarding and the currency pair — converts to USD or local currency; and settlement to a LATAM or African counterparty runs via the rail their bank accepts, through a partner authorised in the destination jurisdiction.
Multi-corridor
Multi-leg→vIBAN→SEPA · SWIFT · Local
A fleet operator routes multiple legs of a voyage through one BunkerPay-orchestrated relationship — funding, converting, and settling across all three corridors via the regulated partners authorised for each leg, with consolidated documentation.
Frequently asked questions
Answers for treasury, operations and compliance.
The questions BunkerPay receives most frequently from maritime operators evaluating the platform.
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Q.
Can BunkerPay convert USDT or USDC into euros for a shipping company?
Yes. Stablecoin to fiat conversion is one of BunkerPay's core services. USDC or USDT is converted into EUR or USD and held in a virtual IBAN in your company's name, ready for SEPA or SWIFT settlement to maritime counterparties.
Q.
Is BunkerPay a regulated payment platform?
BunkerPay operates on payment infrastructure provided by institutions authorised and regulated by the Financial Conduct Authority (UK) and Banco de España (EU). BunkerPay does not hold a payment institution licence in its own right — we operate on the regulated rails of licensed institutions, with client funds held in safeguarding accounts.
Q.
Can a shipping company in Africa use BunkerPay to pay a European shipyard?
Yes — this is the most frequent inbound corridor use case. The operator funds the BunkerPay account with USDC, USDT, USD or EUR. Funds are converted, held in a virtual IBAN in the company's name, and settled to the European shipyard via SEPA — the shipyard receives a standard European bank transfer.
Q.
Does BunkerPay offer local-currency payments in LATAM and Africa?
BunkerPay supports local payment rails for in-country settlement to maritime counterparties in supported LATAM and African markets. The local supplier or port agent receives payment in the format their bank accepts, without the deductions intermediary banks typically introduce.
Q.
How long does a SEPA payment through BunkerPay take?
Standard SEPA Credit Transfers settle within one business day. SEPA Instant Credit Transfers — when the receiving bank supports them — settle within ten seconds, twenty-four hours a day, including weekends.
Q.
How does BunkerPay handle KYC and AML compliance?
KYC, AML and transaction monitoring are performed through regulated partner infrastructure. Documentation is produced to the standards required by institutional finance, audit and compliance teams, and is available to clients on request and through the account dashboard.
Q.
What currencies does BunkerPay support?
BunkerPay supports EUR, USD, GBP and additional fiat currencies through its FX and local-rail services. On the stablecoin side, USDC and USDT are supported. Specific currency coverage for outbound settlement in LATAM and Africa varies by corridor — our team confirms the exact route in each new client engagement.
Q.
Is BunkerPay a bank?
No. BunkerPay is a payment platform focused on the maritime sector. We operate on regulated payment infrastructure — we are not a bank, not a stablecoin issuer, and not a broker.
Payment route assessment
Every maritime payment has an optimal route.
The optimal route depends on where the payment originates, where it needs to land, what currency or asset funds the transaction, and what the counterparty's bank accepts. Our team performs payment route assessments for new client engagements — without obligation, before any account is opened.
01
Origin
Where the payment is funded — fiat treasury, stablecoin balance, or local currency.
02
Destination
Where the funds need to arrive — region, banking, currency of the counterparty.
03
Asset class
EUR, USD, GBP, USDC, USDT or local currency — what funds the transaction.
04
Rail
SEPA, SWIFT or local rail — what the counterparty's bank accepts.
BunkerPay orchestrates; partners deliver the regulated FX, stablecoin conversion, and payment services. FCA-authorised partners · UK · Banco de España-authorised partners · EU · Bulgarian FSC-registered VASP partner · Client funds in safeguarding accounts at regulated partner institutions.